More than 30 Years in
Business in San Diego
KOGO News Radio 600

Debt Management

FDL-debt-planning-servicesWhile most of our clients have little or no debt, it’s an area, which can have a dramatic drag on achieving and maintaining a successful financial future.

Many people do not understand “good debt” versus “bad debt.” If you have debt where the interest is non-deductible—you have bad debt.  Best investment tip: Pay down the debt before considering an  investment program.  Reason?  We cannot guarantee investments in the range of 18% + charged by most credit cards.  One of the best investments you can make is first, paying down non-deductible debt first. Once done, keep the same prudent habit and start investing. You will be happy you did.